How to open a bank account in France-a few tips

The process of opening a bank account in France is quite simple and only need to bring the following documents with you:

-A proof of identity, such as a passport or a national Gazette TAYToTITAS
-The proof of your address, such as water and electricity bills, or contract your housing

Once your account is opened, you will be given a debit card which is usually called "carte bancaire" or "carte bleue" and a book.

Your first French carte bleue will cost about 30. In France, I always asked for payments and withdrawals worksheets with your chip and PIN pin code.Also, it should be noted that some stores require a minimum amount, usually around 8, for payments by card doesn't quite the same as in the UK: the amounts money spent may be deducted from your account immediately or at the end of the month, depending on what you have with your bank. A signature will always be required for payments over 1, 500. The "carte bleue" I better assets when living abroad, as you can use it to pay for almost all.A very large majority of shops, restaurants, bars, cinemas, highways, online stores, etc accepts payment card.

Payment cheque is widespread in France.However, store owners may ask for a proof of identity will take a few days between the day you sign the cheque and in fact when the amount is debited from your account; it is very important to note that in France, it is illegal to try to pay, using a cheque with a balance between adequate account. why some stores refuse systematically each cheque payment.If you write a cheque, you may encounter a "bancaire of deterrence, which prevents you from writing a check and use a credit card, until the situation has been regularised. why you should always make sure you can cover your requirements.

When you open a bank account in France, it is also important to choose which type of account you want to do better.

A "compte courant", French for current account, it is a very active account which allows immediate cash withdrawal at any time, and is used for joint operations between the Bank and the customer.

A "livret sur compte" or "Livret A" is no longer used in France. savings account is not used for day-to-day operations, but with the performance of interests.

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